日期: 2024-07-14 13:31:41
近日,中国的知名抖音网红“卓拉”发生了一起感人人心事。他因为在卓拉视频上表演过一个精致但引起了广泛关注的舞蹈内容,引发了公众对其行为的深入讨论。这个事件带来了一连串关于内容适宜性、网络安全以及投票民意等重大话题的讨论。
卓拉,号称在“卓拉视频”上制作并分享个人生活内容,其中包括日常生活、娱乐和舞蹈。但近期他在抖音上的一篇视频引起了负面反馈。该视频展现了一场与当前社会文化道德接近的舞蹈,具有举足轻重的敏感内容。纯粹是他自由表达的选择,但随之而来的是广泛社会反应。
抖音上,卓拉的这一事件引起了广泛关注和讨论。一些人支持他的自由表达与创新,认为网络上透视社会文化界限的行为应当得到理解并尊重。而另一部分人则担忧这种表现对公众,尤其是年轻人影� Written evidence: CJ159C (Bruce), 'The impact of Brexit on financial services'
I am David Bruce, Chairman of the Financial Conduct Authority. The UK has been a global leader in financial services for many years and this success is based upon four key factors; our legal system which underpins confidence in markets, an open approach to competition, our language skills that allow us access to international capital flows and information, and the ability of businesses to make their own commercial decisions.
The UK financial services sector has a huge presence with around 2m people directly employed and contributing £140bn in tax revenues annually. The industry is worth more than £70bn per year to the wider economy (including those not working directly for banks, insurers and other institutions). This makes it one of our largest economic sectors with a comparatively small footprint - as a share of GDP financial services is roughly half its size compared with countries such as Sweden.
Based on this success I have three key messages about the sector's future post-Brexit:
First, while there are uncertainties over Brexit we can still expect significant growth in our industry and continued global leadership given that the UK has a strong competitive advantage. However, it is true to say that some of this will come with challenges as business models change in response to new rules and opportunities.
Secondly, there are two clear imperatives for the government:
The first relates to the future relationship between the EU27 and UK financial services. A range of options are available including a free trade agreement or some form of customs union but we must also consider how this will impact firms' ability to operate across borders within Europe. The current situation whereby around 80,000 people work at establishments that have two EU licences (one in the UK and one elsewhere) is a significant barrier to cross border business activity. We should aim for arrangements which minimise friction between markets rather than impose more obstacles on firms.
The second relates to making sure our regulatory regime can continue to serve its purpose after Brexit. The FCA and other regulators have worked hard to ensure that EU rules are incorporated into UK law, so the impact of leaving is largely limited but it means we will need a system which recognises the differences between regulated firms based in different markets (eg London and Frankfurt). We should aim for arrangements where our regulatory environment can support cross border activity rather than hinder it.
Thirdly, there are specific areas of focus that may require more detailed attention by government to ensure we maintain a high level of competitrances and attractiveness:
We need clarity on the status of financial passports as well as for regulated businesses such as investment management and insurance. The UK has been a leader in promoting market access, including through 'passporting', but there is uncertainty about its future after Brexit. The government should seek to minimise the impact on our competitiveness if we have to rely more heavily on bilateral agreements (eg investment passports) which may take longer to develop and offer fewer opportunities for market access in Europe.
We need a framework of rules around financial services firms based overseas that ensures they continue to operate within the UK's regulatory regime while supporting cross border activity, rather than requiring them to become authorised businesses in multiple markets which adds further complexity and cost. We should avoid having more or additional requirements on these firms (eg reporting standards) other than those necessary for effective supervision by FCA.
Finally, the UK needs to maintain its reputation as a world-class centre of excellence through:
The promotion of innovation in financial services which will continue to make it attractive and support growth post-Brexit; ensuring that we have the right skills available for those jobs (eg by increasing opportunities within our education system) and also by supporting entrepreneurship so that businesses can grow, scale up and bring new products to market.
This is not just about financial services firms but how other parts of the economy support this growth - from SMEs providing innovative fintech solutions to small banks in deprived communities or regions where a large proportion of people work in banking. We need to ensure there are opportunities for everyone and we must continue our commitment as an international hub for talent, education and business activity.
I am confident that the UK financial services industry will adapt well over time but it is essential that government helps us do so by minimising friction on cross border activity and protecting the regulatory environment in which firms can operate effectively. We have a great opportunity to build upon our current strengths post-Brexit - we need only take the necessary steps to realise this potential for financial services and, as a result, across the wider economy."